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Financial Analyst Salary in Philadelphia: Is It Worth It?

The median financial analyst salary in Philadelphia is $95K a year. Here is what actually lands in your pocket after taxes - and what it's really worth once you account for the local cost of living.

Gross median salary
$95K
Take-home / month
$6K
COL-adjusted buying power
$71K
at U.S. average prices

Where the money goes

One median paycheck, splittake-home 76.6%
Federal 12.7%FICA 7.6%Philadelphia state 3.0%Take-home 76.6%
ItemAmount / yearShare of gross
Gross salary$95,400100%
Federal income tax (2026, single)−$12,15812.7%
FICA (Social Security + Medicare)−$7,2987.6%
State income tax (Pennsylvania)−$2,8623.0%
Take-home$73,08276.6%

Estimates use single filing status, standard deduction, wages-only income. Full assumptions on the methodology page.

Compare with other metros

Typical costs to know

Pennsylvania taxes wage income, and Philadelphia's cost of living is 3% above the U.S. average. In dollar terms,$95K of gross salary converts to roughly $71K of buying power after tax.

FAQ

What is the average financial analyst salary in Philadelphia?

The median annual wage is $95,400, per the BLS Occupational Employment and Wage Statistics survey.

How much do financial and investment analysts take home in Philadelphia?

After estimated federal income tax ($12,158), FICA ($7,298) and Pennsylvania state tax ($2,862), net income is about $73,082 a year - roughly $6K per month.

Is $95K a good salary in Philadelphia?

Because the local cost of living is 3% above the U.S. average, that salary supports buying power roughly equivalent to $71K at the national average. See the methodology for the math.