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Miami vs Phoenix: Cost of Living

Miami is about 10% more expensive than Phoenix, based on the BEA regional price parity index (U.S. average = 100): Miami at 114.155, Phoenix at 103.316.

Cost of living (U.S. avg 100)
Miami: 114.155
Cost of living (U.S. avg 100)
Phoenix: 103.316
Salary parity ($100K in Miami)
$91K in Phoenix

If you earn $100K in Miami, you would need about $91K in Phoenix to keep the same standard of living (price levels only; taxes on your specific income are separate).

Rents: the biggest difference

Miami

Rent price parity: 155.551 (U.S. average = 100)

Phoenix

Rent price parity: 121.236 (U.S. average = 100)

What common jobs pay in each city (after tax)

OccupationMedian (Miami)Take-home (Miami)Median (Phoenix)Take-home (Phoenix)
Software Developer$133K$102K$132K$98K
Data Scientist$127K$98K$115K$86K
Registered Nurse$91K$73K$101K$77K
Accountant$81K$66K$81K$64K
Mechanical Engineer$100K$79K$101K$77K
Marketing Manager$136K$104K$133K$98K
Electrician$59K$49K$61K$50K
Elementary School Teacher$58K$49K$59K$49K
Police Officer$80K$65K$85K$67K
Chef$58K$49K$61K$50K
Financial Analyst$105K$83K$95K$73K
Civil Engineer$84K$68K$90K$70K
Pharmacist----
Physical Therapist----
Dental Hygienist----
Web Developer----
Graphic Designer----
Paralegal$62K$52K$63K$51K
Plumber----
HVAC Technician$58K$49K$61K$50K

Taxes at a glance

Take-home assumes a single filer using the standard deduction. Miami (Florida state tax), Phoenix (Arizona state tax). A $100K salary nets about $79K in Miami vs $77K in Phoenix. Full assumptions: methodology.