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Chicago vs Houston: Cost of Living

Chicago is about 5% more expensive than Houston, based on the BEA regional price parity index (U.S. average = 100): Chicago at 103.595, Houston at 98.629.

Cost of living (U.S. avg 100)
Chicago: 103.595
Cost of living (U.S. avg 100)
Houston: 98.629
Salary parity ($100K in Chicago)
$95K in Houston

If you earn $100K in Chicago, you would need about $95K in Houston to keep the same standard of living (price levels only; taxes on your specific income are separate).

Rents: the biggest difference

Chicago

Rent price parity: 112.01 (U.S. average = 100)

Houston

Rent price parity: 104.51 (U.S. average = 100)

What common jobs pay in each city (after tax)

OccupationMedian (Chicago)Take-home (Chicago)Median (Houston)Take-home (Houston)
Software Developer$134K$96K$129K$100K
Data Scientist$108K$79K$107K$84K
Registered Nurse$100K$75K$100K$79K
Accountant$82K$63K$85K$69K
Mechanical Engineer$102K$76K$125K$97K
Marketing Manager$165K$116K$153K$116K
Electrician$102K$76K$59K$50K
Elementary School Teacher$78K$60K$65K$54K
Police Officer$108K$79K$75K$61K
Chef$61K$48K$45K$39K
Financial Analyst$102K$75K$102K$80K
Civil Engineer$100K$74K$101K$80K
Pharmacist----
Physical Therapist----
Dental Hygienist----
Web Developer----
Graphic Designer----
Paralegal$71K$55K$63K$53K
Plumber----
HVAC Technician$78K$60K$59K$50K

Taxes at a glance

Take-home assumes a single filer using the standard deduction. Chicago (Illinois state tax), Houston (Texas state tax). A $100K salary nets about $74K in Chicago vs $79K in Houston. Full assumptions: methodology.