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Charlotte vs Philadelphia: Cost of Living

Philadelphia is about 5% more expensive than Charlotte, based on the BEA regional price parity index (U.S. average = 100): Charlotte at 97.348, Philadelphia at 102.554.

Cost of living (U.S. avg 100)
Charlotte: 97.348
Cost of living (U.S. avg 100)
Philadelphia: 102.554
Salary parity ($100K in Charlotte)
$105K in Philadelphia

If you earn $100K in Charlotte, you would need about $105K in Philadelphia to keep the same standard of living (price levels only; taxes on your specific income are separate).

Rents: the biggest difference

Charlotte

Rent price parity: 97.635 (U.S. average = 100)

Philadelphia

Rent price parity: 113.141 (U.S. average = 100)

What common jobs pay in each city (after tax)

OccupationMedian (Charlotte)Take-home (Charlotte)Median (Philadelphia)Take-home (Philadelphia)
Software Developer$136K$99K$133K$98K
Data Scientist$132K$96K$110K$83K
Registered Nurse$91K$69K$101K$77K
Accountant$93K$71K$86K$67K
Mechanical Engineer$102K$77K$104K$79K
Marketing Manager$166K$118K$166K$120K
Electrician$59K$48K$75K$59K
Elementary School Teacher$59K$47K$79K$62K
Police Officer$63K$51K$90K$69K
Chef$64K$51K$66K$53K
Financial Analyst$107K$80K$95K$73K
Civil Engineer$102K$77K$99K$76K
Pharmacist----
Physical Therapist----
Dental Hygienist----
Web Developer----
Graphic Designer----
Paralegal$60K$48K$70K$56K
Plumber----
HVAC Technician$60K$48K$65K$52K

Taxes at a glance

Take-home assumes a single filer using the standard deduction. Charlotte (North Carolina state tax), Philadelphia (Pennsylvania state tax). A $100K salary nets about $75K in Charlotte vs $76K in Philadelphia. Full assumptions: methodology.