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Charlotte vs New York: Cost of Living

New York is about 16% more expensive than Charlotte, based on the BEA regional price parity index (U.S. average = 100): Charlotte at 97.348, New York at 112.563.

Cost of living (U.S. avg 100)
Charlotte: 97.348
Cost of living (U.S. avg 100)
New York: 112.563
Salary parity ($100K in Charlotte)
$116K in New York

If you earn $100K in Charlotte, you would need about $116K in New York to keep the same standard of living (price levels only; taxes on your specific income are separate).

Rents: the biggest difference

Charlotte

Rent price parity: 97.635 (U.S. average = 100)

New York

Rent price parity: 148.616 (U.S. average = 100)

What common jobs pay in each city (after tax)

OccupationMedian (Charlotte)Take-home (Charlotte)Median (New York)Take-home (New York)
Software Developer$136K$99K$167K$116K
Data Scientist$132K$96K$136K$97K
Registered Nurse$91K$69K$120K$87K
Accountant$93K$71K$106K$78K
Mechanical Engineer$102K$77K$110K$81K
Marketing Manager$166K$118K$193K$133K
Electrician$59K$48K$79K$61K
Elementary School Teacher$59K$47K$97K$72K
Police Officer$63K$51K$106K$78K
Chef$64K$51K$72K$56K
Financial Analyst$107K$80K$129K$93K
Civil Engineer$102K$77K$107K$79K
Pharmacist----
Physical Therapist----
Dental Hygienist----
Web Developer----
Graphic Designer----
Paralegal$60K$48K$75K$58K
Plumber----
HVAC Technician$60K$48K$78K$60K

Taxes at a glance

Take-home assumes a single filer using the standard deduction. Charlotte (North Carolina state tax), New York (New York state tax). A $100K salary nets about $75K in Charlotte vs $74K in New York. Full assumptions: methodology.