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Boston vs San Francisco: Cost of Living

San Francisco is about 7% more expensive than Boston, based on the BEA regional price parity index (U.S. average = 100): Boston at 108.266, San Francisco at 115.613.

Cost of living (U.S. avg 100)
Boston: 108.266
Cost of living (U.S. avg 100)
San Francisco: 115.613
Salary parity ($100K in Boston)
$107K in San Francisco

If you earn $100K in Boston, you would need about $107K in San Francisco to keep the same standard of living (price levels only; taxes on your specific income are separate).

Rents: the biggest difference

Boston

Rent price parity: 148.424 (U.S. average = 100)

San Francisco

Rent price parity: 194.718 (U.S. average = 100)

What common jobs pay in each city (after tax)

OccupationMedian (Boston)Take-home (Boston)Median (San Francisco)Take-home (San Francisco)
Software Developer$166K$117K$187K$126K
Data Scientist$132K$95K$170K$116K
Registered Nurse$106K$78K$187K$126K
Accountant$100K$74K$111K$81K
Mechanical Engineer$119K$87K$161K$111K
Marketing Manager$214K$149K$220K$147K
Electrician$80K$61K$93K$70K
Elementary School Teacher$98K$73K$102K$75K
Police Officer$78K$60K$132K$93K
Chef$72K$56K$69K$55K
Financial Analyst$118K$86K$131K$92K
Civil Engineer$108K$79K$130K$92K
Pharmacist----
Physical Therapist----
Dental Hygienist----
Web Developer----
Graphic Designer----
Paralegal$80K$61K$84K$64K
Plumber----
HVAC Technician$79K$60K$78K$61K

Taxes at a glance

Take-home assumes a single filer using the standard deduction. Boston (Massachusetts state tax), San Francisco (California state tax). A $100K salary nets about $74K in Boston vs $74K in San Francisco. Full assumptions: methodology.